Credit cards are a great way to build credit, make large purchases, and keep a budget. Not all credit cards are created equal, however. There are secured and unsecured cards, rewards cards, department store cards and traditional credit cards. The Wells Fargo credit card is a traditional credit card programs.

If you have been using credit irresponsibly and finally decided to do something about it, you can start by getting a few secured credit cards to rebuild your credit history.