The Reward Zone® MasterCard® is serviced by Capital One, N.A., for Best Buy® customers. Cardholder benefits may include special finance offers, points towards the Reward Zone® program, and online account management. Credit cards can be used online or in stores nationwide and for select countries worldwide.

Your credit score can have a major impact on your life. Not only do creditors typically check your score when deciding whether or not to approve your application and what interest rate to charge you if you are approved, but landlords, insurance companies, and even employers often check it as well.

If your credit history isn’t all that long or spotless, adding a credit account with a long, positive credit history to your report will certainly boost your score but how do you all of a sudden add an old account to your credit report?