Citi Free Credit Score will become the largest credit card issuer to provide free credit scores to their credit card customers. The bank will begin providing these scores on a monthly basis beginning in January 2015 and the scores will only be available online. Citi will provide the FICO credit score which is based on credit report information from Equifax.

Get a credit card with a high limit, keep the balance low and use the credit card to establish a credit history or boost a low credit score. Remember — the more available credit on a credit card, the better.