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Articles tagged with: Credit Score

Rebuilding Credit »

[29 Apr 2025 | One Comment | 6,302 views]
Can I get a Mortgage, Credit Card or Auto Loan With a Credit Score of 550?

In order to improve your credit score, it’s always the same formula — you need to make on-time payments, reduce debt, increase credit lines and use plenty of diversity in your credit profile. Additionally, it will help significantly to keep old lines of credit open.

Credit Repair »

[27 Apr 2025 | One Comment | 3,173 views]
Filing Bankruptcy Requires a Credit Counseling Certificate

One of the pre-filing requirements involves obtaining a certificate of successful completion of credit counseling with a government approved counseling agency. The counseling can take place up to six months prior to filing. If time is of the essence in filing for bankruptcy protection and you have not completed the counseling sessions, this can cause delays and problems so don’t wait until the last minute.

Rebuilding Credit »

[25 Apr 2025 | 2 Comments | 6,833 views]
Fix Your Credit Report After a Divorce

When a couple is married, they often hold joint accounts, such as savings, credit cards and mortgages. This links their credit scores together. If you’ve just gone through a divorce, your credit may be in shambles. Sometimes, one partner will run up a huge credit card bill, deplete the equity in the home or otherwise try to wreak havoc with the credit score of the other party. It’s important to address this problem head on.

Fico Scores »

[25 Apr 2025 | One Comment | 3,628 views]
Why Your Credit Score Hates Halloween, Thanksgiving and Christmas

You and I might revel in the crisp autumn weather, but your credit score hates this time of year. The reason? Starting in October and continuing through the next 90 days, many households dramatically increase their spending.

Featured »

[24 Apr 2025 | One Comment | 3,359 views]
Asking a Banker to Check Score can Hurt Your Credit Score

If you have friends who work at banks, especially if they are in lending, you might be tempted to ask them to check your credit score for free.