Just face it, if you are a spendthrift and your credit record is poor or you have missed payments and you have also filled in a lot of loan applications — you are no different from a lot of other people.
About How to Boost Your FICO Score
Good Credit Scores takes patience and persistence and there are quite a few ways to legitimately give your score a boost when needed. Over the long haul, you'll be rewarded with a solid FICO Score.