Black Friday has become known for terrific sales to kick off the holiday shopping season. If you visit some stores this Black Friday, a store clerk will likely ask you, “Would you like to save X% by opening a credit card account?”

Black Friday and Black Friday Ads have many shoppers going a bit overboard with the savings to be had when opening a store credit card during the holidays. Considering the Black Friday deals madness, it’s no small surprise that some customers get caught up in the recent trend of springing for store credit cards that come with special Black Friday perks attached.