Because many lenders follow a set of approval criteria for borrowers, it’s not easy to borrow money for a home loan when you have bad credit. However, there are some important things you need to follow to get bad credit home loans.

If you’re one of the many people who prefer not to carry credit cards, the Sleep Country no credit needed plan may be right for you! You can apply online now and if you’re approved, simply bring in your application’s approval number, a copy of your photo ID, and the required items listed in the FAQ section below to the Sleep Country store nearest you.

Minimum FICO credit score requirements for store credit cards are different for approval from store to store. While credit card companies do not disclose their credit requirements, we can estimate credit requirements for a particular card based upon surveys of previous applicants’ experiences applying for the particular credit card.

The Chevron and Texaco Gas Credit Card is issued by GE Capital for use at Chevron and Texaco gas stations. Card-member benefits can include 24/7 ATM cash access with the Cirrus symbol, and other special offers.

Part of rebuilding your credit is proving that you can pay your bills on time. If your bad credit episode left you without any credit cards, you’ll have to open new ones.